Introducing our personal loan with rewards

In the world of personal loans, you borrow, you repay. But what if you could lower your loan’s cost while paying it off? With our personal loan with rewards, we're redefining borrowing by turning financial responsibility into real benefits, making it a unique financing option.

What makes this loan different?

This loan stands out because it’s lighter on your wallet and rewards you for making your payments on time. Here's how it works:

• Lower total cost: Pay your loan instalments on time and get a portion of your payments back as cashback at the end of each month, reducing your overall loan cost. Your cashback is calculated as a percentage of your outstanding loan amount and deposited into a dedicated loan vault on our mobile banking app.
• Rewards that grow: The longer you make your payments on time, the better it gets. Cashback increases every 6 months for the first 2 years, then stabilises at 1% until the end of the loan term.
• Built-in flexibility: If you miss a payment, your cashback pauses for 6 months. After 6 consecutive on-time payments, it restarts. Miss 2 payments, and cashback stops permanently, but you'll keep any rewards you've already earned.
• Your money, on your terms: Withdraw your cashback from your loan vault whenever suits you, or let it grow as extra savings over time!

With financing options ranging from 2,000 to 110,000 JOD, repayment terms of up to 8 years, and free life insurance included, this loan gives you the tools to stay on top of your financial goals.

Who can benefit?

Whether you're new to our bank or a current customer, now is your chance to take advantage of this opportunity. Here's who can benefit:

• Those who haven't explored personal loans: If you've been considering a loan, now's the time to act.
• Customers with loans at other banks: We make it easy for you to switch with our buyout option, ensuring a smooth transition.
• Self-employed individuals and freelancers: Traditional loans often overlook you, but we recognise and reward strong financial habits, no matter where your income comes from.
• Individuals with lower-incomes: If you have a strong repayment history, your income won't stand in the way of securing this loan.

Who is eligible? 

• Salaried employees: You need to be between 22 and 65 years old and earn at least 450 JOD per month.

• Self-employed individuals and freelancers: Your eligibility depends on specific criteria. The required documents vary based on your business type and are subject to the bank’s terms and conditions.

What documents do you need?

• A valid ID or passport
• Proof of salary for the last 3 months (for existing customers)
• A copy of your employment contract
• Bank statements for the last 6 months (for new customers)
• A social security statement for the last 12 months (excluding public sector employees)
• A salary transfer letter from your employer confirming that your salary will be deposited into your account with our bank

Whether you're looking for flexibility, better rewards, or a smarter way to manage your finances, this loan is designed to support your financial journey.
Ready to apply? Click here.