Lifestyle
Many people still prefer cash, and it's easy to see why — it feels real and familiar. But let's face it: how we pay has evolved, and cards are becoming more popular. They're quicker, more secure, and packed with perks that cash just can't match.
Still not convinced? Here's why reaching for your card beats digging for loose change every time:
Convenience and speed
Ever felt the pressure of counting bills and coins while a line of people grows behind you? We've all been there. Cards eliminate that awkwardness. A quick tap or insert, and your transaction is done.
Another big advantage? No more frequent ATM visits or worrying about whether you've got enough cash on hand. Cards are accepted almost everywhere, from your favourite coffee shops in Jordan to online stores across the globe, making everyday transactions easier than ever.
Added security
Losing a wallet full of cash can be extremely frustrating. But with cards, it's a lot less stressful because you can quickly report your card missing and stop any unauthorised use.
Banks also work to protect your account. They’ll usually alert you or even block a transaction if they suspect it wasn’t you who made it. That kind of protection just isn’t possible with cash. Once it’s gone, it’s gone.
And with options like Apple Pay and Tap to Pay, you can make purchases directly from your smartphone — meaning no one hovering nearby can sneak a peek at your card details. That lowers your chances of falling victim to theft or fraud.
Rewards and benefits
Cash might seem simple, but it doesn’t come with perks. Cards, on the other hand, reward you for spending money you were already planning to spend.
With Bank al Etihad cards, you get cashback at select stores and discounts at others, helping you save while you spend.
And if you have a big purchase in mind, our Easy Payment Plans make it easier to manage. Available on credit card purchases, they let you split the amount into monthly instalments. If you're shopping at one of our partner stores, you’ll enjoy 0% interest. If the purchase is made somewhere else, you still benefit from a low 1% interest rate.
If you travel often, whether for business or pleasure, our credit cards also give you access to airport lounges worldwide so you can enjoy a bit of comfort before takeoff.
Building your credit
Here’s a benefit you might not have thought about: whenever you use your credit card responsibly, you help maintain or improve your credit score. That’s a key factor financial institutions look at when you apply for a loan or credit card.
A strong credit score increases your chances of getting approved for financial facilities in the future. Cash can't do that, but smart card usage definitely can.
Easy budget management
Budgeting can feel overwhelming, but cards make it a lot simpler. Digital statements show you exactly how much you’re spending and where your money goes.
If you're a Bank al Etihad customer, you can also take advantage of features like the "Monthly Spending Report" in our app's Spend Analysis section. This tool provides a breakdown of your spending patterns, total earnings and expenses, your top 3 spending categories, and other insights.
And if you're worried about overspending, you can adjust settings like your spending limit and online payment controls to stay on top of your finances.
So, the next time you're at a checkout, make things easier for yourself and reach for your card confidently. Modern life requires modern solutions!
