5 tips to earn more cashback from an expert

Looking to up your cashback game? This article has you covered! We've teamed up with a cashback expert to share their tips on maximising your earnings. We'll dive into practical strategies that will put more money back in your wallet.

Let's get started!

First, what is cashback?

You probably already know what cashback is, but in case you need a refresher, it's a popular incentive some banks and card-issuing companies offer to reward customers for their purchases. It works by giving you a percentage of your purchase amount back as a refund. For example, if you make a 100 JOD purchase and the cashback percentage is 2%, you will receive 2 JOD back. 

How can you earn cashback with Bank al Etihad?

Bank al Etihad's rewards program offers instant cashback every time you use any of our cards in-store or online. The cashback amount you earn is automatically deposited into your in-app cashback vault, where you can transfer it to any of your accounts whenever you choose.

Don't have an account? Click here to open one now and start earning cashback instantly!

How much cashback can you get?

The cashback percentage, which ranges from 0.25% to 3%, varies based on your rank in the rewards program and the type of card you use — debit, credit, or prepaid. 

There are 4 ranks in the program. In Ranks 2, 3, and 4, credit card payments offer higher cashback rewards. However, in Rank 1, the highest rank, both debit and credit cards provide the same 3% cashback on purchases. To check the cashback percentages that the other ranks receive based on the card used, click here.

Finally, it's important to know that your rank can fluctuate based on your financial engagement with the bank in the last 30 days. The more actively you engage with us, the higher your rank will be. And the higher your rank, the more cashback you will get. 

How can you earn more cashback?

This is where our expert's tips come in handy! 

1. Use your Bank al Etihad cards

Our expert jokes, "Ever heard of anyone earning cashback rewards on transactions they've paid for in cash?" We've got to admit, that rarely happens! When it comes to boosting your cashback rewards, a simple yet effective step is to pay with your Bank al Etihad cards. Whether it's in-store or online, every transaction adds to your cashback earnings. It's a straightforward strategy that puts money back in your pocket with every purchase.

2. Cover the bill during social outings   

One of our expert's strategies for maximising cashback is to pay the bill during outings with friends or family. Whether it's a dinner, movie night, or any group activity, they cover the expenses and later collect owed payments by sending payment requests through the app. The earned cashback is then used as tips for the service staff. This approach not only helps save money but also ensures that the benefits of cashback extend to everyone around.

3. Transfer money by Western Union

Here's what our expert had to say about this tip:

"I love the simplicity of the Bank al Etihad app. There's no longer a need to drive to a Western Union branch, saving me time and fuel costs. With the app's Western Union feature, I can transfer money worldwide to boost my rank."

If you want to learn about other banking activities that help boost your rank, click here.     

4. Pay for school or university tuition by credit card

When it comes to managing your children's education expenses, using your credit card can be a game-changer. Paying for school or university tuition with your credit card offers a convenient payment option while also granting you higher cashback rewards. By using your credit card for tuition payments, you earn a percentage of your expenses back in the form of "rewards" that you can use to pay for other expenses.

Our expert also pointed out that even if you've activated an easy payment plan to turn tuition fees into smaller, interest-free instalments you can pay over time, you would still earn cashback on the full payment amount.

Of course, this applies to other purchases you make through easy payment plans.  

5. Travel or shop online with our multi-currency prepaid card 

Our expert recommends our multi-currency prepaid card not only for its ability to save you from paying extra foreign exchange fees but also for the added benefit of earning cashback on international transactions. With access to different currencies, it's your passport to convenient travels and cashback rewards wherever your journey may take you!

Ready to start earning more cashback? Follow these tips today and watch your savings grow! Don't forget, you can easily check your rank, cashback history, and the amount earned through our mobile app.